10 reasons to use a mortgage broker

Today’s mortgage consumers are faced with more lenders, mortgages products, features and rates than ever before.

To add to it, current mortgages are often complicated and specialized. The only way to be confident you’re getting unbiased advice that best fits your needs is to rely on the services of a mortgage broker.

Here are 10 reasons why:

Independent advice – As independent mortgage brokers and agents we are not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property. We’ll start by getting to know you and your homeownership goals. We’ll make a recommendation, drawing from available mortgage products that match your needs, and we will decide together on what’s perfect for you.

Save time with one-stop shopping – It would take weeks for you to organize appointments with competing mortgage lenders and we know that you’d rather be spending your time house hunting! We work directly with dozens of lenders and pinpoint exactly what works best for you. Comparison shopping made fast, easy and convenient.

Brokers make lenders compete – Many people don’t like negotiating, therefore we do it all for you. You can count on our market knowledge to secure competitive rates and terms that benefit you.

More choices mean more competitive rates – We have access to a network of major lenders in Canada so that your options are extensive. We have the strongest terms, rates, and mortgage benefits from lenders across the nation, including credit unions, trust companies, insurance companies and of course the big banks.

Ensure that you are getting the best rates and terms – Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you are not obliged to stop shopping. Let us investigate to see if there is an alternative to better suit your needs.

Things move quickly! – Our job isn’t done until your closing date goes smoothly. We’ll help ensure your mortgage transaction takes place on time and to your satisfaction.

Get expert advice – Mortgages are our specialty, since we deal in mortgages all day. We are experts in this field. When it comes to mortgages, rates and the housing market, we’ll speak to you in plain language so that you understand the process.

No cost to you -There’s absolutely no charge for our services on typical residential mortgage transactions. Like many other professional services, such as insurance agents, mortgage brokers are generally paid a finders’ fee when we complete your mortgage with the lender that we’ve chosen together.

Ongoing support and consultation – Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs.

We are on your time – We understand that you may not be able to meet us during regular business hours and are available after hours to meet your needs.

Jean-Guy Turcotte is an accredited mortgage professional with his partners at Regional Mortgage Corporation and can be reached for an appointment at 403-343-1125 or texted to 403-391-2552 or emailed at jturcote@regionalmortgage.ca